Back to Buy

Home Buying Guide

Your step-by-step guide to buying a home in Zambia

Ready to Start?

Begin your home buying journey with these essential first steps. Whether you're a first-time buyer or an experienced investor, we're here to help.

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7 Steps to Buying a Home

  • Calculate your total savings and how much you can use for a down payment
  • Check your credit score and work on improving it if needed
  • Get pre-approved for a mortgage to know your price range
  • Consider additional costs: closing fees, property taxes, insurance
  • Use our mortgage calculator to estimate monthly payments
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Pro Tip

Most lenders recommend your total housing costs not exceed 28-30% of your monthly income.

Use Mortgage Calculator

Frequently Asked Questions

Download Our Home Buying Checklist

Stay organized throughout your home buying journey with our comprehensive checklist.